Whatever it is, I cannot imagine that you will have money taken from you against your will. All you need is willpower and the self discipline required to say "No". You can have the holiday for free or nearly so so long as you give up a couple of hours or so of your time. That said, sitting through these things is tedious when you are already determined to refuse to buy anything there and then. The best way to look at it is to see yourself as a tourist resisting the touts. The sellers are likely to be very persistent and you need to listen until the moment of truth arrives and then say you won't sign anything without thinking it over at home. It is 99% certain they will say the offer is only valid there and then in which case you make it clear you accept that and will not sign/agree to anything. ABOVE ALL never sign anything at the presentation even though you have a legal cooling off period, it is too much hassle to undo - unless you like the offer, in which case the choice is yours but then you must not blame anyone else if you regret it later. Timeshare is much cheaper in resale than at presentations and travel/vacation clubs are a poor deal because you have nothing you can resell if you no longer want it. Presentations are actually places where you can learn a few things about what is available and to that extent attending one or two is educational.