Travel Insurance

[smurfchops]

Best value yearly travel insurance please for USA and Europe. Thanks all.

[boxtops]

Post Office is good. Lloyds Bank is good (if you bank with them). I hear Nationwide is also good.

[Hymie]

Check out Moneysavingexpert for details of annual world-wide policies from £23.

http://www.moneysavin...heap-travel-insurance

Besides the cheapest policies, there is also a tab for the top value policies.

You might ask yourself what the difference is between a £23 policy and a £100 policy (other than £77). From my experience is it mostly down to exclusions, and how easy it is to get a payment from the insurance company.

I have used one of the cheap annual world-wide policies (although did not make a claim), the reason being besides me being a tight-wad, if I was to loose all my luggage – it would not worry me unduly (Mrs Hymie would worry for both of us). But if I was to become hospitalised, and require repatriation that could cost many thousands of pounds, I would be very concerned (for both my health and wealth).

So I guess you make your choice, and pays your money.

Don’t forget your EHIC card for Europe – I reckon you might be better off using this in Europe, without the hassle of claiming off insurance (of course it won’t cover you for lost luggage).

[smurfchops]

Thanks both of you :)

[Bigfellah]

You could also try www.travelsupermarket.com.

[Andyvon]

I've used Fortis for the last few years. They are very good.