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Travel insurance can be so expensive.

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cassa333 | 04:34 Sun 20th Feb 2011 | Travel
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I am going on holiday in may and got a couple of quotes for insurance.

They started off at Post office £53 and Boots £40.99

When I then explained my sons heart condition (corrected with open heart surgery at 6days old) the Post Office went up to £128 but Boots stayed at £40.99. It was all declared and included.

How can one underwriter charge so much more for something the other one doesn't have a problem with?
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Grrrrrr
They have different claims profiles - one of them will have be stung for claims in your circumstance, the other not.

Alternatively one has a more detailed assessment of risk than the other and goes below the headline words 'heart condition'
search the net. There are insurers that specialise in different ailments. They have good understanding and often give a better cover at better prices than the high street variety.
Boots appears to be a very good offer,however I suggest you double check it as it is unusual not to have extra to pay for heart or vascular problems. However, it also matters how long ago it was since your child had this condition. I have found that Columbus Travel are favourable to people with Pre-existing medical problems.
Hope you get a good deal.
Try Free Spirit who are underwritten bt P J Hayman & co and based at Stansted House, Rowlands Castle. Very good

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