Speeding Ticket

[Caran]

OH has received a speeding ticket by post when he went to Cardiff to watch the rugby match. He was doing 36 in a 30 mile limit.
What can he expect to happen. Will he be asked to go on a Speed Awareness Course, or will he get points and a fine?
Thanks for any advice.

[THECORBYLOON]

Further confirmation about there being no need to declare participation on a speed awareness course,

'The Consumer Insurance (Disclosure and Representations) Act 2012, came into force on 6 April 2013. This Act modifies the old common law rule that insurance policies are contracts “of the utmost good faith”, which obliged people to disclose information which might be relevant, even if it had not been requested. Under the Act, members of the public taking out insurance for mainly non business purposes, but which includes a private car policy with Class 1 business use, no longer need to try to guess what an insurer might want to know. Instead they only have to supply what is requested, either when taking out a Policy or when something changes during the life of a policy. So, unless the question regarding NDORS course attendance and completion is specifically asked at the time of making the proposal, or at any other time during the lifetime of the policy, there is no obligation whatsoever on a driver who has completed an NDORS course to disclose this to the insurers. However, as always, the detail is in the small print.'

SIRORACLE mentioned 'utmost good faith' previously but even that was done away with as also mentioned above.

[retrocop]

I read somewhere ,a few years back, that if you send a cheque but .....err.... absent mindedly forget to sign it it then it plays merry hell with the automated process system and you are seen as paid but actually haven't. Still get the points though.

[Davemano]

My insurance company and many others are quite specific that they need to be told, and I wouldn't hold any hope if the company refused to settle any claim if I had not complied.

[THECORBYLOON]

The point I made is that the insurer HAS to ask about the course, otherwise you need not disclose the fact. If they ask but you lie about the fact, obviously that is a different matter and I have not said otherwise.