How Do I Choose The Perfect Engagement...
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For more on marking an answer as the "Best Answer", please visit our FAQ.If you don't pay it, you will have a period of your working life that doesn't count towards your state pension. Whether it matters depends on how much more you miss - on its own it will make no difference, but if you miss several years your state pension will be reduced.
If you had signed on you would have been credited with contributions.