Sheffield Childrens Hospital C/D 5/1
Quizzes & Puzzles1 min ago
cat c repaired and vic passed
im thinking about buying a cat c repaierd car which is vic passed, need some advice!!! what do u think of cat c repaired cars and would u buy one??? im worred about my insurance!! did phone them and they said i had to send the engineers report off or something to them affects wont all the vic pass and that bet on computer ???
Category C and Category D Registered Cars
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cat c cars are fine as long as they have been repaired properly,my sons fiesta was cat c after someone smashed into the door,we put a new door on and it was fine,usually the damage to cat cs is minimal so you should be fine,and they are usually cheaper,all the insurance company want to know is what sort of damage was caused,the vic test will be on the computer,but not the engineers report,ask the seller to get the report and give it to your insurance company,there will be no problems.
An explanation of the categories of write-off are listed below:
Category A A vehicle which should have been totally crushed, including all its spare parts. Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road. Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair. Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently. Vehicles categorised as A, B or C require a VIC test before the DVLA will issue a new registration document. This will then be noted on the V5C. See www.dvla.gov.uk for more information on VIC testing
Category A A vehicle which should have been totally crushed, including all its spare parts. Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road. Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair. Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently. Vehicles categorised as A, B or C require a VIC test before the DVLA will issue a new registration document. This will then be noted on the V5C. See www.dvla.gov.uk for more information on VIC testing
part2
Should I Buy A Written-Off Vehicle?
Before you buy a written-off vehicle you should consider the following:
Tell your insurance company about it - if you don't they may refuse a claim. It is unlikely to affect the premium you pay, but it may reduce the amount paid out in the event of a claim.
Have a mechanical inspection carried out to ensure it has been repaired to a high standard - an MOT certificate is not sufficient.
The market value will have been reduced considerably by the write-off - don't pay full price for it.
You may have some difficulty selling the vehicle in the future. Dealers often won't accept them in part exchange and the market for it will be limited. A potential buyer will also have the same concerns in the future as you do now.
Should I Buy A Written-Off Vehicle?
Before you buy a written-off vehicle you should consider the following:
Tell your insurance company about it - if you don't they may refuse a claim. It is unlikely to affect the premium you pay, but it may reduce the amount paid out in the event of a claim.
Have a mechanical inspection carried out to ensure it has been repaired to a high standard - an MOT certificate is not sufficient.
The market value will have been reduced considerably by the write-off - don't pay full price for it.
You may have some difficulty selling the vehicle in the future. Dealers often won't accept them in part exchange and the market for it will be limited. A potential buyer will also have the same concerns in the future as you do now.
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