I've never had a coffee from Costa, Starbucks and the like and the fanciest coffee I've ever had (apart from liqueur coffees) is a cappuccino in a glass cup. Remember them?
I think they are nice once in a while...I can count on one hand how often I go into one in a year. It's usually Cafe Nero's. I wouldn't go to McDonald's...Not the right atmosphere for lingering.
I've just been to a local cafe so the dog can have his regulation sausage during his Sunday walk, and I had a lovely cup of coffee (along with a sausage sarnie), it knocks spots off Costabucks and is cheaper. It's also a decent size and not a flaming great pint.
That being said, if I'm out shopping, I will maybe pop in and have a coffee or hot chocolate.