yea, the whip crack is a tiny sonic boom. but this speed is nowhere near the speed of light, so doesn't need any special relativity.
photons, the particles that make up the electromagnetic spectrum are, as you say, massless. only a massless particle can travel at the speed of light, and it'll always do so. any particles with mass (even very small mass) can get closer and closer to the speed of light, but will never quite reach it.
there are theoretical particles called tachyons that travel at speeds greater than the speed of light, but again can never quite reach the speed of light. but to them this means they can't quites slow down enough. however, these are very theoretical. it's just something allowed by some equations, but that's no real indication that they might exist.