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I know it’s easy enough to keep track, Old_Geezer, I just like the ‘up front’ payment with oil.
Probably because I hate owing money.
I won’t pay for my electricity by Direct Debit, because they decide how much to pay.
I pay an amount that I choose each month using online banking, then when the bill comes in, I pay any balance, and if I’m in credit, I make a lower payment the next month, and the savings are mine to do what I want with.
It may be a weird way of doing things, but it’s my way of budgeting, and I like it like that.