Everclean - can I ask you a question??

[ali_alic]

What is your job? - you know an awful lot about mortgages etc I gather you are not an IFA or mortgage broker otherwise you would have put links in to your site etc. Are you like me, owning a few properties and constantly switch mortgages when the fixed period is up? Or are you Richard Branson in another life??
Ali

[EverClean]

Hi. I am a mortgage broker but don't wish to use AB as a means of generating business. I believe in helping people out, and there are also references to mortgage brokers in my posts. I have gathered a lot of information in my time as a broker and whatever I can put to good use makes me feel good.

[ali_alic]

Good on you!! Good job I'm a fan of brokers... Eh!!

[EverClean]

We need all the fans we can get. We are a regulated profession of highly qualified people who seem to get a hard time of things which ever way we turn. Now as for Estate Agents..............

[ali_alic]

OOOOH don't go there!! We had our eye on a really run down house, put notes through the door the lot. It was sold the day it came up for sale for �180K and now 5 weeks or so later it is back on the market for �230K - with nothing having been done to it apart from the undergrowth cut down in the front garden. It pays ti have friends int he Estate Agent business!!

[EverClean]

Having good contact in an Estate Agent (or several for that matter) pays dividends in the investmanet property game. I'm developing links with Estate Agents for a potential foray into the Buy To Let market in 2007 and seeing houses before Joe Public will give me a massive head start.

[ali_alic]

Must admit that although I am hacked off that a builder/prop devlpr got first dibs at the house - I wouldn't mind being in that position!! Good luck with your efforts in 2007. We have 2 Buy to Lets, one residence and one holiday rental in the US, so we are pretty small potatoes at the mo. I think we are gonna have to go the way of buying, doing up and selling. Trying to avoid CGT.
Have a brill weekend and thanks for the chat (such a borrrrrrrrrrring friday!!)

Love

Ali

[EverClean]

Sounds like a slid start to a portfolio. Have a good weekend. I thought it was judt me having one of those Fridays!

Steve