Annoying mail and phone calls

[boyo bach]

Please help! I bought my house about a year and a half ago and ever since am bombarded with junk mail...and worse still annoying phone calls for the previous owners. I believe that they were financially struggling and I receive so much finance phone calls and mail!! Does anyone know of how I can stop this? Also I am worried that because of their poor credit past that the property (and therefore I) will have a poor credit rating etc? Can anyone advise and help please. many thanks. :-)

[WendyS]

Instal an answerphone and let it intercept all incoming calls. Perhaps preface it with the message "The Smiths no longer live here. If you want to leave a message for the new occupants, please speak after the beep". That way you don't have to get into conversation with callers.

[BriWrite]

Try this, http://www.tpsonline.org.uk/tps/
Its the Telephone preference service, free to register and cuts out about 80% of junk calls, it takes about a month to kick in. As for the previous owners, tell the people when they phone up that if they continue to ring your number you will take legal action for harrasment.

[BriWrite]

Try this one fro the junk mail, http://www.mpsonline.org.uk/mpsr/

[SteveSxx]

Blow a whistle down the phone line whenever you get an unwanted call - they will soon get fed up with calling you / or think that you have cracked up......

[boyo bach]

Brilliant answers thanks. Unfortunately I have the same surname as the previous owners!!!! Typical!! So when they ask for Mr...so and so, I'm like...which one!?!?!? Aaargh!!

Thanks one and all.

[beryllium]

Hi boyo bach, we had exactly the same problem, we changed the phone number and joined TPS.
I went to the post office sorting depo and hand delivered a letter explaining which post was to be delivered (and hopefully you dont have the same first initials in your name as the other people) so they will stop and RTS the post for the previous owners.
Check your credit with Experian and then go from there. If for some strange reason they link you with that debt, you have all the proof you need in writing that you are not connected with the previous owners.
:-)

[Hamish]

Try changing your phone no. and make it ex directory.

[monkeylovin]

I give the companies one chance to take the previous owner (or you) off there list. Do this by sending the 1st bit of mail back from the company 'Not Known At This Address'. If you still get mail from that company, write the above on it again but instead of putting it strait in the mail box, put it in an envoelope and write the return address on it (normaly on the back of the junk mail) but DONT put a stamp on it, then post it. What happens then, the company have to go to the post office and pay to recieve the bit of junk they have sent you! They will soon take you off there list then. Works for me. Good luck
Mark

[kempie]

The three main credit reference agencies in the UK are (in no particular order) Callcredit, Equifax and Experian.

Contact details for each are available here.