Debit Cards

[donny48]

Can money owed be paid into a debit account ?
A firm who owes me money was asked to pay it to my debit card said it wanted a credit card account. Is there some universal reason for this or is it just a particular firms way of business.

[THECORBYLOON]

Companies must retain payment details, how else would their system know it's being returnt to the correct account?

[dannyk13]

Corby, yes, that was my point.If a previous transaction had taken place using a credit/debit card why would they need to ask for details of the card.

[THECORBYLOON]

It would be an added level of security . If I knew you'd ordered something, I could contact the seller, pretend to be you and cancel the order.

If I were asked for the payment details, I'd not know but you would and they would know we were different.

[Mozz71]

Re the credit card thing. It's a classic fraud. Use a stolen card to make a payment, then get a refund on a different card. Obviously you're not doing that, but as a matter of course, many companies will not refund onto a different card type.