Tv Banking Ads Saying They Are Working For You, Botox

[SparklyKid]

Changed banks a year ago to HSBC, they had a special savings account, £250 in a month at 5% interest. Matures tomorrow and interest goes down to 0.01 %.

Big deal, the only way to beat inflation is to spend everything.

[ubasses]

Just open their new one, rate now 2.75%, but compared to the fall in base rate, not too bad.

[bhg481]

You can then start another one but I think the interest rate has dropped to 3%.

[SparklyKid]

Will look into it.

[SparklyKid]

Where can you get 3% ?

[bhg481]

ubasses will be right. My regular saver with HSBC finished a few months ago and I noticed the interest rate for the new one was significantly less than the old one. 3% came to mind and, of course, it might have dropped since I started my new one. I also had a regular saver with Nationwide and they've stopped them altogether.

[Peter Pedant]

// Just open their new one, rate now 2.75%, //
the technical name ( no really ) for account hoppers is 'rate tarts' - money is made when they take their eye off the barl
and do or dont swap on the right day

my concentration is not up to this sort of thing

[Peter Pedant]

decent interest rate?
forget it
you can put your money to use - sucjhas investment or helping relations with houses or helping relations set up a business
.
.
my own experience over 100 y is that they dont want to make it but they dont mind spending it ( relations that is! )

[Peter Pedant]

// ubasses will be right.//

ubasses IS right ! as ever - - mea dea - mea domina !
sorry ! I lapse into Latin when I am in .....

ubasses I love you marry me - I am free on wednesday !

[Peter Pedant]

oops
sozza - busy
I just wanted to thank you for good straightforward advice offered over many years
most of which was nevr taken

[Ken4155]

Bobbi, you may (or may not) recall some time ago that I mentioned to you I had also written a book. Whereas I believe yours is based on events you have either witnessed, or stories that have been passed on, about your neck of the woods, mine is pure fiction, based on nothing but my sometimes quite fertile imagination.
My novel, The English Disease, is over 100,000 words long and i still submit chapters (as requested) from time to time in the hope of it being published. Alas, all i have received in return is about a half dozen rejection slips.
But that's not why i'm commenting on your thread on this sunny afternoon. I found when writing the book, that i had to treat it like a job and devote a good few hours per day (i was unemployed at the time so that part was easy). I also got into the habit of writing in long-hand while the 'juices' were flowing, so to speak, then, when the well ran dry, i would type what i had written. Within a few short days, this became routine and the book took on a life of it's own, going down avenues i hadn't even realised were there.
Try it, Bobbi. Like me, you may find this discipline is just what you need to move the book on. Best of luck.

[Ken4155]

How on Earth my post got onto this thread i know not :-((

[Bobbisox1]

Mine is fictional but with real names of all my friends , then other names I’ve disguised but based them on people I’ve been in contact with, it’s very therapeutic banging the keys into a story, the mistake I made was not saving them to a flash drive as I done them which after using Word today I’m getting some semblance of order hopefully, I’m going for the self publishing to Kindle , I was nearly taken in by a publishing house so I’m playing it safe , thanks for your advice, it’s much appreciated bKen

[Hopkirk]

Buy premium bonds.

Interest is nil, compared with virtually nil on a savings account.

You never know, you just might win something.

[gulliver1]

I could write a book on the banking system and interest rates.