Transfer of Mortgage

[jara23]

My mum is immigrating and with my agreement wants to put the mortgage on the house in to my name - how do we go about this please?

[Catso]

It isn't just a matter of signing it over. You will have to contact your mother's mortgage company, and ask their advice.

You may have to go through the whole rigmarole of getting your own mortgage. At the very least they will require all the proofs of ID, earnings and expenditure that a new application would require.

Don't forget you might be able to get a better deal from a different company, even though it might take more effort.

[dzug]

Does she understand that by this she is giving you the house? You can't have a mortgage on a house of which you are not at least part owner.

She needs to contact the mortgage company> Nothing can be done without them.