Can I politely remind those who still wish to apply for my latest quiz that cheques should be made payable to 'Mrs G. Halliday' and not to BMR as the team get charged fees by way of a percentage of cheques banked. Unfortunately charities do not get free banking like they used to some years ago. When made out to me, I bank them and hand over one cheque for the total amount asap after the quiz closing date.