Credit Card Balance Transfer

[crackernut2]

I have a credit card with a balance of
£300. I want to make a balance transfer from another card, will I have to pay off the £300 first or will it just be condensed into the adjusted balance? Thanks

[barry1010]

Depends on the terms and conditions but you don't usually have to clear the balance first.

Be aware, though, that if your credit card company is offering you a special deal for balance transfers then any payments you make could go to pay the new amount first, meaning you pay more interest on the original £300 debt.
Be clear about the terms before you do it

[Peter Pedant]

tyr to clear your debts by spending less not spending more
poncey advice I know but it works in the end