Banking- Paying In Cheques

[Barquentine]

If one pays in a cheque at the counter in a branch of a bank, and the bank teller scans in the cheque, does anyone know if the bank keeps and stores the paper-cheque itself? Halifax scanned in a Nationwide cheque last week but has written to the relative of mine who had received the cheque from Nationwide to say it is illegible and that we must ask Nationwide for a new cheque. We did not notice anything amiss with the cheque and my guess is Halifax's scanning maching has caused the blurring. If I go into the branch (show them the letter) and ask to see the cheque will they tell me they have binned it?

[bhg481]

Banks certainly used to keep the paper cheques a few years ago. I went with my wife to Iron Mountain, near Heathrow, about 10 years ago to sort some archived documents from the company she worked for and there were thousands of boxes of paper cheques being stored there. Since then, of course, the ability for recipents of cheques to scan them themselves has become common and the banks probably don't get their hands on all the originals but I would think that any they do get they archive for 7 years.

[Hopkirk]

I suspect that once scanned in they are shredded immediately.

[Peter Pedant]

The system has reently changed: they used to bus cheques physically around the country - you know like gold bars in Brinksmat - and with great fanfare they announced it had stopped

dont expect any help from the bank

they are hoping to kill off cheques and who give a toss if the frail vulnerable OAPs resistant to change go with them?

[Peter Pedant]

also I do keep up with techmology

I scan every cheque I write - black ink etc - and yes I get into a wrangle about once a year.