Cashless Gift

[Maydup]

How do I give money as a birthday gift to a young person who is no doubt cashless?

I don't want to ask for their bank details. 

[Redhelen72]

You can buy disposable visa cards from the supermarkets

[Redhelen72]

or their mastercards 

We buy them for himselves nieces and nephew at christmas - there are a few rules - like it  costs to add money to it but as a one off it a useful gift

[Maydup]

Great. I'll have a look thank you. 

[jourdain2]

I still send cheques to  grandkids - their parents scan them into their accounts somehow.

[Maydup]

I don't have a cheque book anymore. I use online banking and am cashless. I could simply transfer some money to their account but that would feel pretty detached.

[Canary42]

I use cheques.

[david small]

The most I have given in cash is £1,500. For higher amounts I gave cheques. 

[Maydup]

This young person lives in a market town where they no longer have a bank. Cash or cheques would be a bit of a pain I think so I'm trying to find the modern alternative. 

[Canary42]

Alas, the "modern equivalent" is the electronic bank transfer, for which you do need their bank details.  Perish the thought that banks might make it easy.

[THECORBYLOON]

If you use PayPal and know the person's e-mail address, you can transfer the money.

 

https://www.paypal.com/va/webapps/mpp/send-money-online#:~:text=You%20can%20send%20money%20to,faster%20and%20more%20secure%20way.

[Maydup]

thanks all, I think this will suit me best.
 

https://www.mastercard.co.uk/en-gb/personal/find-a-card/prepaid-gift-mastercard.html

[Hopkirk]

I bet they wouldn't object to cash.

[elliemay1]

Why not withdraw some money and give them cash?

[brainiac]

Why on earth would a young person not want cash?

[diddlydo]

Brainiac - because young people don't use cash now. They pay for stuff with their phones!

[barry1010]

They still know how to spend cash.  

[Maydup]

If they are saving for something they have to find a bank or building society to pay it into. They work full time and don't want the hassle of finding a town with a branch that opens on their morning off when they would rather be at the gym or shopping online! 
What would most likely happen is that Mum would buy the cash off her and transfer the money to her account. Either that or she would spend it on petrol as it's an easier way to use up the cash. Even then it means going in rather than paying at pump!

Not the end of the world, I'm just interested to know the more up to date way of doing things. 

 

[juliecarlstan]

Go old fashioned, a hundred dollar bill in a birthday card? If no, in the USA if you go to the persons bank, and know their full name, explain the situation, they can just make the deposit, and not have to give you any bank account numbers.