Body & Soul4 mins ago
Home And Contents Insurance
We've been with the same helpful insurance brokers for many years, but as our home and contents premium has increased by £160 in the last year (even though we have never made a claim) I thought I'd search online for a better deal. We have 9 years NCB and found Tesco and Saga to be ok'ish for us, but wondered if you ABer's have any other recommendations? Thanks in advance.
Answers
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For more on marking an answer as the "Best Answer", please visit our FAQ.I swapped to Tesco last year as Direct Line put my premium up by a stupid amount even though I'd been with them over 20 years without a claim.
The process with Tesco was easy but of course the real proof of the pudding with any insurance is what happens when you make a claim. I haven't made a claim so can't comment on that.
A useful starting point, I feel:
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I'm with RIAS, whom I found through one of the price comparison sites.
We use AXA, but when I made a claim 18 months ago for damage to my roof, they said it was wear and tear and I wasn't covered. I said it was ok before the micro burst moved the tiles, but they weren't having any of it. Not sure I should stay with them, or any of them, actually. They want your money but don't want to do the business that you pay them for when the time comes.
Not just cost but ease of deling with any incident too. I have just renewed minw with Direct Line.The qote was a bit higher than last year but comparable to many on comparison sites. S as always, I phoned and asked for a sweetener and got £40 off.
I went with them again because after my iPhone, house keys and cards were swiped in Athens last Feb they were brilliant to deal with and repaced with a brand new phone the day after I got back and house lock replaced with a very high security one. No paperwork just a quick phone call. Sorted!