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Thick Or Just Plain Stupid? in The AnswerBank: News
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Thick Or Just Plain Stupid?

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naomi24 | 16:41 Wed 12th Mar 2025 | News
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A story from BBC teievision news.  Police checking insurance on vehicles seized a car.  The driver called his partner to come and pick him up - who arrived in an uninsured vehicle so that too was seized.  The couple then called someone else for a lift home - and yes - that vehicle was also found to be uninsured and so seized.  Three in one hit.  A bumper day for the police.    😂

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Look at it as a straw poll of the number of uninsured vehicles that are actually being driven around.

Thick and stupid.

Get them all in a minibus and take them to see their cars crushed.

Dumb, dumber, dumbest 

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Be fair, they probably didn't have an insured car with which to pick anyone up.

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Thanks Chris.

It’s estimated that around 4% (4 in 100 vehicles) on the UK roads are uninsured.

 

Some years ago, the police set up an operation at Dartford tunnel where the vehicles entering the tunnel had their registration automatically read and checked against an insured database – with the police nicking those uninsured as they exited the tunnel.

 

Imagine that you are plod, pulling over every 4 in 100 vehicles passing – having to arrange impound of the vehicle, possibly sorting out transport for vulnerable passengers, and the reams of paperwork involved.  Just imagine the cost to our police forces.

 

Much easier to let automatic cameras catch speeding motorist (who can be fined £100+ a pop) with virtually no human intervention, allowing plod to eat donuts in peace.

Well I've often said motoring is too cheap but it seems it's also available to people who are too dim.

20:30 I don't understand why it's not fully automatic anyway. ANPR, check insurance send out NIP/request to demonstrate insurance etc.

The police stop cars that are flagged up by ANPR because the registered keeper might not be driving it, the registered keeper's details such as address might be out of date or false, the vehicle might be on false/cloned plates - any number of reasons that would make tracing the driver difficult if dealt with remotely.

09:53 no different to speeding, just use the same process. Just prosecute the ones that can be, like speeding.

And the shared familly licence problem of course.

Mind you these people seem particularly thick.

Not enough is done to stop this scourge if you ask me.

While I'm not condoning driving an uninsured vehicle, I can never see why committing an offence which doesn't endanger other road users results in 6 points upon a driving licence, whereas speeding (which does endanger other road users) only gets 3 points on a licence.  As I see it, that's the wrong way round!

“20:30 I don't understand why it's not fully automatic anyway. ANPR, check insurance send out NIP/request to demonstrate insurance etc.”

It is simple. The offence of keeping a vehicle uninsured is simpler than enforcing speeding (which requires the driver’s identification to be established). 

Since 2011 it has been an offence to keep a vehicle on the road without Third Party insurance cover being in force. The DVLA are supposed to enforce this law by running the list of vehicles registered and not declared off-road with those insured as shown on the MIB database. The Registered Keeper is held responsible for this offence which carries a maximum fine of £1,000 but no penalty points.

Driving a vehicle whilst uninsured is a more serious offence and carries an unlimited fine and 6-8 penalty points or a disqualification. That offence requires the driver to be identified.
 

//While I'm not condoning driving an uninsured vehicle, I can never see why committing an offence which doesn't endanger other road users results in 6 points upon a driving licence, whereas speeding (which does endanger other road users) only gets 3 points on a licence.  As I see it, that's the wrong way round!//

Many (most) automatic speeding offences do not endanger other road users - I was done for speeding on an empty motorway.

Uninsured drivers are proven to be more likely to be involved in accidents - when they are other people are bady affected financially or otherwise. They should be automatically banned.

13:39 gawd, really so in chico land it's ok driving uninsured because no one is a kin eejit! Perlease.

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