T W A U ... The Chase....today's...
Film, Media & TV2 mins ago
Had my car MOT today.
Luckily it passed with only an advisory due to a slight crack in the passenger side wing mirror.
But when I went to collect the car, I said to the guy in the MOT centre, where is my MOT certificate, and he said we have gone paperless, and all the details are online.
I'm thinking but I'm planning on selling the car soon, but I won't have a certificate to show the potential buyer. Of course as a buyer I like to see if there are any advisories I need to worry about before buying it.
How can someone pull up these details online if its just a private sale?
Or am I missing something here?
If what you say is true and they cancelled without notice then your friends should complain.
If you have a complaint about your insurance company, you should first try to resolve it with the company itself, using their internal complaints process. If you're not satisfied with their response, or if they don't respond within eight weeks, you can then take your complaint to the Financial Ombudsman Service (FOS). The FOS is an independent body that can mediate between you and the insurance company to resolve the dispute
I don't know why they didn't complain at the time, or maybe they tried but didn't get anywhere.
Like I said it was some cheap naff online insurance company, I don't even think they had a phone number from memory.
They had a fine, points on their licence, but worse than that they were threatened with having their car crushed. How mad is that? And all over one missed payment with the direct debt cock up.
THECORBYLOON,
But I thought if you prove your journey is to the scrap yard theres nothing the police can do.
I've driven a few to the scrap yard which didn't have MOT and needed too much money spent on them to go through another MOT. Because without MOT your insurance is void anyway.
But I'm pretty sure thats the rule, that if you show its destination is the scrap yard its ok to drive it there.
In fact the scrap yards used to pay more for a car that's been driven in, but I can't comment for all scrap yards on that.
A car has to be insured even if not on the highway (in a garage for instance) unless a Statutory Off Road Notification or SORN applies.
Driving a car to a scrapyard is driving it on the highway so insurance is needed and as I pointed out, the programme I seen, featured Australian or New Zealand police.
"Because without MOT your insurance is void anyway. "
No it isn't.
Let me know if you disagree and I'll point you to the relevant section of the Road Traffic Act (which covers mandatory Third Party insurance required by law) and to a Financial Ombudsman decision (which covers voluntary insurance against damage to the policyholder's vehicle).
New Judge,
But hold on a minute. I'm sure any car insurance company won't pay out if a car doesn't have an MOT that collides with another vehicle. So its basically void.
But aside from that, why have I always been told you can drive a car without MOT to a scrap yard and the police won't do anything if you prove that car is heading to the scrapyard.
For nearly 40 years I've gone by those rules.
You can drive a car to a booked MOT appointment without an MOT but it has to be within a reasonable distance of where it was parked. You cannot drive it to a scrapyard without an MOT.
If you have an accident in a car that doesn't have an MOT the insurance company is legally obliged to pay compensation to any third party involved.
If you don't believe any of us re driving to the scrapyard perhaps you will believe this
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Who are these people that are always telling you things and you believe them?
barry1010,
Ok so it seems I have been misled all these years.
But why would anyone MOT a car just to legally drive it to the scrap yard, when the very reason its no longer able to be MOT'd is why its reached its end of life, hence driving it to the scrapyard.
Why is it then a scrap yard will pay you more for a car that's been driven into the scrapyard?
Baring in mind where I live its mostly all country back lanes to the scrapyard. Is that probably why I was told its ok?
But explain this, why is it ok to drive a car to a garage for repairs or retest for an MOT, yet you can't drive it to the scrapyard? There is no difference surely?
Big difference. An MOT is a legal requirement for your car to be on the road. To drive to the MOT you must have the car booked in. If your car fails the MOT due to dangerous faults you can't drive it. If the MOT station can't rectified the faults it must be towed.
Scrapping your car is a choice and scrapyards will collect.
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