For anyone who works in car insurance please help!

[tammy3000]

Hi, could anyone please help me... I crashed and wrote off my car last week - 1 other car involved, it was my fault. I later found out that because i hadn't declared the 3 points on my licence to my insurers ( i didn't realise i had to!) that my insurance could be invalid and i would be personally liable for the costs of not only my car but the other one as well. I now don't know what to do as a) they may find out and b) i don't know how i can get insured on a car again as i've been told i'd have to declare them if i got a new policy and they would tell my old insurers about my points? Does this mean i cannot drive until my points have come off my licence? - they've been on for just over a year so far. Could someone who works in car insurance please please advise me on what to do?? Tammy x

[areboy]

hi,i got 3points on mine to,phoned cis ins, they say makes no difference. must be 1000,s of drivers with 3 or even more points.