Car Insurance

[laticsfan]

If an uninsured driver is the non-fault victim of a RTA (no physical damage but damage to vehicle), does he/she have any recourse for claiming from the other driver????

Also, does the driver who inflicted the damage have any claim against the uninsured driver????

[bednobs]

im not sure of the law in this espect, but morally, i dont think they would be entitled to anything. Driving without insurance is an illegal and stupid thing to do. they could always persue it through the small claims court, as because they arent insured, they wont get a free solicitor acting on their behalf

[##Wardy##]

Yes whether insured or not they would still be the "third party".

Morally wrong, yes.

[Mrs_Pegasus]

Was the uninsured driver seriously injured? If not then I suggest they dont try and play the victim here, further along the line the insurance company may well ask for proof the driver was insured. It is illegal to drive a vehicle without adequate insurance so I would advise to proceed with caution.

[chadwin62]

Hi laicsfan,
a friend has just had the same thing happen to him. bad news!!. the insured driver , as his insurence company say's may not of had the RTA, if the uninsured driver wasn't on the road so the claim go against the UNINSURED DRIVER. and can claim against her/him, cruel i know. thats insurence companys for ya.