Bankruptcy/IVA

[boro1986]

Why does everyone seem to be opting for this i really dont understand it. I know credit cards companies will give them to anyone (i dont have one) but how come people live beyond their means then declare themselves bankrupt???

[R~B]

bob............ that is a so wrong!

people who live beyond their means...yes,

but when it comes to running a business a majority of companies need finance to keep them going and to stabilise their cash flow!!