Getting a Personal Loan

[Berncredit]

I am a council tenant who gets a low income from my salary. I would like to get a loan to help me pay off some debts and also for some home improvements. Because of my past debt problems I can't get credit. Is there a loan company that will be able to help with this and who apply for a loan from.

[Brickbat]

Try Chris Wather at [email protected]

[themas]

Think hard. The reference in the previous post is to someone who has been advertising on this site, & whose post has just been deleted for that reason. It could well be (although I have no personal knowledge) that interest rates from that person - or from anyone else willing to lend to someone with a poor credit rating - would be pretty high.

You already have debt problems. It is rarely advisable to try to deal with these by getting more credit. Far better to try and confront your problems by getting advice on how to get out of debt. You could go to local CAB, or contact CCCS or Payplan. If you have low income and no assets, maybe bankruptcy could be a solution.