NI payments

[Panic Button]

I have a full time job, and do some casual work elsewhere. The employer for the casual job stops tax at basic rate, but doesn't stop national insurance.

This suits me as it means I get more money.

Obviously the full time job pays enough contributions for my future wellbeing.

Is there anything else I should be concerned about, or shall I just keep my head down.

[Ethel]

Sadly your National Insurance contributions are collected by the taxman, who will become of your second job because you are paying income tax on it.

You will be caught eventually, and have to pay it back.

[Panic Button]

I have my doubts Ethel, about their abilities to match up information.. I have been doing this second job over a year, but it is dealt with by a different tax office..

You are talking about the same organisation that deals with tax credits. They have no idea how much you earn for that unless you tell them! They keep having advertising campaigns for you to tell them your earnings, despite the fact that a different part of the same organisation knows exactly how much.

[aristotle]

It depends hopw much you earn. NI is only due on weekly earnings above �97 - monthly �364. If you are earning more than this and your employer is not deducting NI then they are acting illegally. As this is your second job, you would normally pay NI on the full amonut as you have had your free pay from the first job.

HMRC will catch up with you eventually. Your employers are legally required to inform them how much you earn. Failure to do so counts as fraud.

[Panic Button]

Thanks Aristotle, there's the answer. As this is an occasional part time job I am not reaching the level you quote. Obviously therefore the amounts involved are not huge.

I have done nothing to avoid paying what I am due, and if at a later stage HMRC says I owe something I will pay up.

As far as I am aware everything has been done correctly.