News0 min ago
driving with out mot
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a couple of days ago i was hit from behind by another car as i stopped at a set of traffic lights. the driver claimed responsibility and admitted it was his fault , we exchanged details..... when i returned home to check all vehicle certificates i realised that my mot had expired 2 1/2 months ago.( this was the first time i have used the car since the mot had expired) i have a valid insurance and road tax certificate. will i now be responsible for both vehicles as i was not meant to be on the road or will his insurance company just not pay for my damage. and what are the legaly repercussions to myself!!!
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For more on marking an answer as the "Best Answer", please visit our FAQ.As above, MOT details are readily available online. At best the other driver's insurance will use it as an excuse to not pay for your damage at worst they may force you to pay for their clients damage, your own insurers will undoubtedly also use it as an excuse so you may well have to pay personally for the whole lot.
my wife was in the vehicle when the accident took place she has come home from work today complaining of pains in her back , neck and leg. My neck and back after spending a day at work after the accident are also painfull my hand and fingers go numb as well if i hold something for a few min (right hand only), this has all been since the accident took place . we have both booked an appointment with our doctor for the 9th may. would we be able to claim for personal injury through an independent law firm.
Anyone without MOT is committing an offence. Insurance, if they find out may not pay out as the policy usually stated that you should have road tax and MOT where applicable. Currently you could be issued with a ticket for �60 (no points) OR reported for Summons to attend court.
Technically, you should not be driving it on the road as it likely does not meet the 'terms' of your insurance. So no insurance could result in your vehicle being seized !!!
Technically, you should not be driving it on the road as it likely does not meet the 'terms' of your insurance. So no insurance could result in your vehicle being seized !!!