bankruptcy

[jessica96]

my dad was declared bankrupt 4 years ago. he died 6 months ago and he left a pension. am i entiteled to this or will the creditors be entitled to it ?

[CheekyChops]

Are children able to claim their parent's pensions? I though a spouse could but didn't think that children could. I thought when the pensioner died, the pension 'died' with them.

[NORMANTHEDOG]

what sort of pension is it.

[dzug]

What do you mean 'left a pension'?

Left a pension fund, which he would have used to buy a pension had he survived to retirement age?

Or left a pension payment to his survivors? The latter is usually only payable to his widow, or if she has predeceased him to children under 18. Either of these would be untouchable by the creditors - not sure about the pension fund.

[dzug]

http://www.insolvencyhelpline.co.uk/bankruptcy /what-will-happen-to-my-pension.htm

may have a lot of your answers

[themas]

Was he still bankrupt when he died, or had he been discharged? If discharged, then the creditors would not have any entitlement to whatever money (if any - see above) you are entitled to. If he was still bankrupt then any lump sum payment from a pension policy might have to go to the Official Receiver, who has to be told about it.