Insurance blood tests

[foodluva]

I have had a life insurance policy for a couple of years with Liverpool Victoria. I recently asked to increase my cover by the small amount of �7000. They have requested that I go for a health screening which includes blood tests for cholesterol, glucose etc. When I queried why this was necessary I was told that it was now routine but wasn't at the time I first bought my policy.

My question is, if they were not happy with any aspect of my health (for example if I had high cholesterol) and they refused me the increase in cover, can they also revoke my existing cover or impose additional terms to it or do they have to honour my existing policy under the terms at the time it was accepted?

Thanks in advance!

[dzug]

They cannot revoke your existing policy if you truthfully answered any questions asked at the time you took it out

[foodluva]

Thank you. I was honest about everything at the time I took the policy out. Does this also mean they cannot add new clauses or conditions (based on the resultsof my health screen) to my original policy?

[dzug]

They can't change your existing policy in any way.

[foodluva]

Thank you kindly!!!!