escaping debt

[benthos]

will my creditors find me if i move house

[ll_billym]

If you move house in the normal manner then it will not take them long to find you at all, council tax is the killer. If you stay at a friends house and do not tell any authority your new address then they probably won't find you but you will have real trouble living a normal life, i.e drive a car, etc.

[SmarterThanU]

Yes, we will find you, benthos. The taxation department has tracked your ISP number to your house. Prepare to be taxed so hard you'll forget what "wallet" means.

[norfolk boy]

If you've got a national insurance number, you'll get a vist.

[benthos]

Sorry, SmarterThanU, I can't take anyone seriously who deosn't know how to spell 'you'. Norfolk boy: why would my credit card companies be able to track me via my NI number? They've no idea what it is.

[benthos]

Not that I know how to spell 'doesn't', evidently...

[stevie21]

Why do so many people appear to want to avoid paying off their debts? Wouldn't everyone be happier if they just accepted their responsibilities and paid up? Incidentally, I can't see that anyone misspelled "you".

[GeeMoney]

he didnt mispell "you" in his message, he misspelt it in his name

[SmarterThanU]

Thanks for the tip, benthos! All these years I've been spelling 'you' as 'U'...huh...well, I guess everyone makes that particular mistake. Oh, umm..I don't want to embarrass you, benthos, but you misspelled "doesn't" as "deosn't". You may want to look into that, and it's a good thing I told you before anyone else saw it and you got all embarrassed. Well, bye.

[benthos]

Admittedly, my pedantry was somewhat undermined by my subsequent typo. I was drunk and typing quickly. To paraphrase Churchill, tomorrow I shall be sober. You (sic), however, will continue to murder the English language. For a small fee, I will happily advise you on issues of spelling and syntax. Just make the cheque payable to MBNA bank. Or Halifax, Morgan Stanley, Capital One....

[manov]

It depends how big the debt is and who's trying to collect it. A good tactic is to simply deny who you are. If someone knocks on your door and says "Are you Joe Bloggs ?" or "Can I speak to Joe Bloggs ?" (or whatever your name is), simply say that you are not that person. The collector will no doubt ask who you are, in which case you simply say "None of your business." and shut the door. They're screwed if you keep this up and never slip up. Another tactic is to say "Sorry mate, this is a rented house. I think he must've been a previous tenant.". The bottom line is that you do not have to identify yourself to anyone other than a court official or police officer, and until they can positively identify you they're screwed. Never admit who you are! :-)