ChatterBank1 min ago
Exchanging details
8 Answers
Hi guys,
This may seem like a stupid question to many, but as I have not yet(touch wood) had an accident; what exactly do you exchange with the other party following an incident?
Obviously insurance details, but do you need to give information such as address and contact number etc?
Thanks in advance
This may seem like a stupid question to many, but as I have not yet(touch wood) had an accident; what exactly do you exchange with the other party following an incident?
Obviously insurance details, but do you need to give information such as address and contact number etc?
Thanks in advance
Answers
Best Answer
No best answer has yet been selected by cogzzi01. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I think you are supposed to give your name and address, name and address of whom the car is registered to (if thats not you) and the insurance company name and address. Having said all that, nowadays if you give your insurance company the cars reg, they will find out the rest on computer databases (except for drivers name/address). If the other person doesn't look like a psycho, its usually courtesy to give a contact number as well.
Click the link below, tells you everything you need to do..
http://www.autotrader.co.uk/CARS/insurance/pra ctical_and_legal_advice.jsp
http://www.autotrader.co.uk/CARS/insurance/pra ctical_and_legal_advice.jsp
from my experience and advised by a police man all i would give out is your name and insurance company details,
i had an accident with a woman and it was her fault (she denied this) my insurance agreed with me and was stalling settling the claim as they didn't believe it should be settled knock for knock
Due to me giving her my number and address and her being nuts she proceeded to constantly phoning me and visiting my house to try and speed things up
so if you are going to give a phone number make sure its a mobile
i had an accident with a woman and it was her fault (she denied this) my insurance agreed with me and was stalling settling the claim as they didn't believe it should be settled knock for knock
Due to me giving her my number and address and her being nuts she proceeded to constantly phoning me and visiting my house to try and speed things up
so if you are going to give a phone number make sure its a mobile
Insurance handler here - just give your name, registration, and insurance details.
Never give your full personal details, as some people are a little crazy, and I am forever dealing with complaints about people involved in the claim harrasing the other person and accusing each other of lying.
If you do provide your full details, and it's not your fault, the other person's insurers may contact you directly to offer their services - saves you claiming through your own insurance, plus there is no excess to pay.
Never give your full personal details, as some people are a little crazy, and I am forever dealing with complaints about people involved in the claim harrasing the other person and accusing each other of lying.
If you do provide your full details, and it's not your fault, the other person's insurers may contact you directly to offer their services - saves you claiming through your own insurance, plus there is no excess to pay.