Hi, my understanding is that it is not illegal to charge for looking after children over the age of 8 if you're not registered. It's only if you're looking after under-8s that you have to be a registrered chidlminder. I would use a registered childminder if there was one, but in our village there is only one registered childminder and she is full. It's easy for people to say to use a registered one but in rural areas there is often no provision, plus no after school clubs. That said, I wouldn't use an unregistered childminder if my children were under 8 as it would be illegal, plus no comeback if something goes wrong. My children are the most precious thing I have so I would never put them in a situation where I didn't feel that they were safe. If I didn't have a neighbour who had them after school for me then I'd have to give up my job because of lack of childcare.
I pay the person who looks after my two �3.50 per child per hour, which I think is reasonable. It does add up though!