If you love each other so much, then having babies can wait until you have had time to grow as a couple - don't be too quick to grow up - enjoy being young and in love and a couple - think about all the things you can do and places you can go together without a baby. By all means start your family while you are young if that is what you want to do, but give yourselves a chance to enjoy yourselves and really get to know each other. I would never plan to have a child unless you are at the very least living as a couple in your own place. It is difficult enough looking after yourselves and each other without the responsibilities of a baby. It is not all walks in the park and cuddles on the sofa looking after a baby or small child. You need to make sure that you always have a supply of food, heating, lighting etc. You need to make sure that you have clean clothes, dishes, kitchen toilets etc and food on the table as well as a roof over your head. It is a lot of hard work and responsibility. Are you really ready to do all that?