criminal damage (?) compensation

[redcrx]

Mr CRX had his car kicked and damaged by some drunken youths the other day, he was also threatened. The police have charged one man who has admitted the offences and appears before magistrates in April.

The police have asked for a quote to repair the damage to put before the magistrates.

The offender also asked for our personal details so he could get in touch and offer to pay but luckily the police would not give the info (the threats were murder). We do not know either of the men involved.

Does anyone know what will happen about the cost of repairs? do we have to lose our NCB on the car insurance and claim that way or will we we paid by the offender via the courts?

[spaced]

if the idiotic youths agree or are told to pay then none of the damage has to go through your insurance.

Get 2 quotes. Give them both to the courts and they should make the culprits pay. this way you do not have to go through your insurers.

[redcrx]

thanks, but could we end up with a drip feed of money like �1 a month?

first quote is �255 but we are still waiting cost of respray for door panel

[JB]

You could well get the judgement in your favour, but enforcing it is a whole different kettle of fish! As you say, any compensation order could well be set at a nominal weekly sum taking years to repay - if they stick to it.
Weigh up whether your loss of no claims bonus is worth the potential 5+ years worth of stress - I think that in your shoes I'd let the insurance company deal with it. As aggravating as it is, at least you can put the whole nasty incident behind you.

[redcrx]

thanks JB

[Info Bank]

If you have a good Insurance company and legal rep. Ask the court to get the Youths to pay the Insurance company and not you any compensation .
You may have this Legal represenatation Entitlement within your Insurance policy.
This way they could and should be seen as the offending party much the same as in a road side collision.

[redcrx]

thank you info bank. We shall speak to the insurers monday, Im sure we have legal cover with it.

We now have all the details of the offender and his charge. Its a shame that hes not being charged with threatening behaviour even though he admitted it in his statement, but criminal damge to a motor vehicle is his charge.

[Info Bank]

How is the situation proceding.... Did you keep your NCB or what.???

Did he yobs get ordered to pay you or the Insurance Company.

[redcrx]

hi info bank, we are still to speak to the insurers after failing miserably with the courts.

The judge awarded us just �120 compensation and as yet our contact within the court has said she doesnt even know if that will get paid. She was useless and has said that we shouldnt even try to claim for the lost money as it would be 'a waste of tax payers money' (errmmm we ARE tax payers)

If this is the attitude of the courts then how come anyone gets charged with anything anymore? its disgusting to think that this guy has admitted both the charge of threatening my partner and causing the damage and yet he wont be held in any way responsible!

Will speak to our insurers as soon as we can but it has had to take a back seat for the moment due to more pressing matters.

[Info Bank]

Your next move should be to take the courts Decsision to Your Insurace company.

Let them do the leg work on getting there money back.

Not from you in the long run Via incresed Payments.

A parked Car is Just that ...Sitting outside the owners home.