ChatterBank1 min ago
Credit blacklist
1 Answers
Anyone know for how long after successfully 'completing' the 5 years of an IVA. One would be blacklisted by credit firms. Also would one be able to get a bank overdraft facility after the completion.
Regards
J
Regards
J
Answers
Only 1 answer
Best Answer
No best answer has yet been selected by joe1. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.
The IVA will still show on your file for 6 years. There is no such thing as a blacklist ans each financial institution sets their own criteria for who would be allowed overdrafts and other facilities. I think your existing bank will be the best people to approach, assuming that you've conducted your account well with them recently.
Only 1 answer
