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Exactly as I thought!
I already have an agreed overdraft; I once asked them to extend it by a mere �50 but they said no. I can see why now!
This is the Halifax/Bank of Scotland, by the way.
OK, I should have checked more carefully, I know. I�ll ring them and see what they say. I only went over by a couple of quid, and I had some money in my other current account which would�ve covered that if I�d thought to transfer it beforehand.
I must look into the �excessive charges� thing too. If that applies, then why are they still doing it? Some people won�t bother pursuing it is the answer probably.
I�ve just encountered ANOTHER RIP-OFF too. I often work on Bank Holidays, and I�ve parked on single yellow lines for years on those days without any problems in Leeds City Centre. The last Bank Holiday (Monday 5th May) I got a ticket. They never had any �Parking Attendants� working on Bank Holidays before. This is a new revenue-raising tactic, so watch out on the up-coming Spring Bank Holiday (26th May) and make sure you don�t park on single yellows before 6pm and get caught!