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I am 16 (17 in a few months), am at college and also work part time earning a good wage. I currently have my current account with the Natwest although they only give me a Solo debit card. I asked if it could be upgraded to a switch with a cheque guarantee facility but they said no, despite the fact I'm earning over �500 a month just working two days a week. So, I decided to set up an account with HSBC, who offered me a Solo although said there would be the posibility of upgrading to a switch when I'm 17 if a parent acts as guarantor, although I really do not like the look of HSBC and don't want to bank there if at all poissible. I have looked everywhere and there does not seem to be a bank that offer 16/ 17 yr olds a bank account with a debit card which isn't a Solo or Visa electron - does anyone know where I might be able to find an account without one of those two debit cards ? Thanks.
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For more on marking an answer as the "Best Answer", please visit our FAQ.Even if your parents got a credit card and got an additional card for you you can't get it till your 18.
A solo or electron should be efficient enough for your needs at 16/17.
I am with HSBC and they really do look after people and upgrade your account asap. If you stay in credit and have regular money going in they will offer you loadsa services at 18.
If you rush into credit now you will so regret it later when you have loads of debts at 19