liability for all account holders for bounced cheque

[rogerfwatts]

If a cheque from a joint personal account is dishonured, can both parties be claimed against even though they both did not sign the cheque?

[dzug]

Most bank's T&C say both are responsible for the account.

But that's from the bank's point of view. From the creditor's angle, it depends who they had a contract with as to who they pursue for the debt. The bank account is irrelevant here.

[Barmaid]

Not sure that it is irrelevant - a bounced cheque constitutes a separate action - you can simply drop the main claim and sue on the cheque. In which case, I think the creditor could sue both because of the joint and several liability point.