dodgy car

[dodgycar]

my daughter recently bought a car privately,i suspect there may be outstanding finance on it.where does my daughter stand?she got him to sign a piece of paper for sale and swap of her car for his and receipt of cash off her.she never got a hpi check on car..if there is finance can car be taken off her even if she bought it naively??

[buildersmate]

Er .. yes. That's why it is necessary to check with someone like HPI.

[buildersmate]

Can a car fall from the back of a lorry?

[dodgycar]

she has v5 for it and he showed her personal loan forms..she thinks a personal loan cant fall back on her only the person whom took out loan.car was definately his but just not sure where she would stand if not pers loan but finance.

[kira000]

I'm afraid, if the car is subject to a finance agreement, it belongs to the finance company and not to the person who sold it to her.
He therefore sold something he does not own... and the finance company are legally able to reposess the car ad they will do so, wthout any need to compenate your daughter..

I am going to assume that he showed her a personal loan he took out, but not to pay for the car.

Its a case of buyer beware if buying privately, which is why you need to do all the proper checks like an HPI check, even if they do cost money. As i'm afraid your daughter is going to find out, it is les expensive to pay �30 for an HPI than loose all the money you spend on a dodgy car.

If the car is repossesed all she can do is try taking the seller to small claims court.

[dodgycar]

thank you for your help