key worker equity loan

[phasell]

I have a key worker equtiy loan - I am a teacher. Does any one know any anwers to the following:

What happens if we want to move to a bigger house ?
What happens if I separate form my wife ?

[buildersmate]

1) You pay the loan off, taking the equity share uplift gain if you have made one. It's no different from any mortgage - speak to your provider.
2) Nothing. You are the Key Worker on whose entitlement the shared equity mortgage is provided - assuming you are able to continue with the payments. If your wife's name also appears on the property title she may well have a stake also in the eventual capital gain when the house is sold.