News1 min ago
do I need to insure a piece of scrub land that I own
I have a very small piece of land 18mts x 6mts
it has 6 hedge bushes that are now 15ft high and the rest is scrub
should I insure it ?
what do I insure it under ?
and should it be public liability ?
many thanks
DAVE G
it has 6 hedge bushes that are now 15ft high and the rest is scrub
should I insure it ?
what do I insure it under ?
and should it be public liability ?
many thanks
DAVE G
Answers
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No best answer has yet been selected by Dave G. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.technically yes you should - even if there is no public right of way or access - as in law a landowner even has a duty of care to a trespasser - believe it or not!
So if someone strayed on to the land and was injured - even say by stumbling in a pot hole, they could sue you ....... public liability cover should not be expensive if you have nothing overtly dangerous on the land ..... but most insurers have a minimum premium for public liability - often around �140 per annum.
Does the land adjoin your house or other property? If so you could probably ask your household or business insurer to cover it under an existing policy.
So if someone strayed on to the land and was injured - even say by stumbling in a pot hole, they could sue you ....... public liability cover should not be expensive if you have nothing overtly dangerous on the land ..... but most insurers have a minimum premium for public liability - often around �140 per annum.
Does the land adjoin your house or other property? If so you could probably ask your household or business insurer to cover it under an existing policy.
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