motorcar insurance

[wasp]

I have points on my licence which have had considerable
effect on my insurance premium over the last three years.
This month I renewed my policy for 12 months on a monthly stop order from my bank. In November when my four year sentence has been served will I be able to suspend this policy and renew the balance of the year
on my new points status.? How are points deducted and
cleared from ones licence counterfoil ?

[bednobs]

most insurance companies ask you about convictions in the last 5 years, not just ones you have this moment, so it wouldnt make any difference whatsoever, because you would still have to declare you got them less than 5 years ago
when its time for the points to come off, you just send your lisesne in and they take them off

[wasp]

Thanks for that Bedknobs. It's my understanding however
that insurance quotes online, as most of them are, request
current licence endorsements. Not so ?

[bednobs]

no, i just went to "go compare" and one of the q's is this = Any motoring convictions (including fixed penalty endorsements or anything pending) in the last 5 years

[wasp]

Damnation looks as though I'll have to bite the bullet for an other year. Thanks Bedknobs