How do I get back the money I am owed?!

[kernowgirl]

Whilst renting a house with two friends one stopped paying their rent, then took money out of our joint account without informing us. They have since left, cutting off most contact. I have asked for the money back a number of times and had nothing. This has been going on for 2 months now. I am owed almost �1000. Anyone know if I can claim this back and how I would go about it? I am in the process of drafting a formal letter asking for what is owed to me. Thanks for any help anyone can give!

[Ethel]

You may have to resort to making a claim through the County Court using the Small Claims' Procedure.

This can be done online and is relatively cheap. You should write and tell her that if she does not pay within 28 days you will start legal proceedings. Send the letter by recorded post and keep a copy.

You will need to be able to show that she does indeed owe this money - otherwise it will be your word against hers.

Even if you win there is no guarantee you will get your money - you may have to issue enforcement orders.

[kernowgirl]

Thank you very much for your help. What is an enforcement order? Also, would I be able to claim for bank charges etc i incurred whilst paying her share of our bills? and as a result of her removing funds from the joint account? Thanks again!

[Ethel]

Yes, you could claim for all related losses.

An enforcement order is taken out when you have won the action but haven't got the payment. It could be bailiffs, or an attachment or earnings order

[kernowgirl]

Thank you very much for your replies, you have been very helpful!

[Ethel]

I've a feeling I know you. You're a Cornish lass, have we met on another forum?