debt question

[tracytracy20]

if u owe money to credit cards for more then 7 years and do not tell them and u marry will they find out and chase u on ur new name

[Ethel]

Using text speak makes your post very difficult to read, please try and use proper English.

If you owe money and fail to tell the creditors of your new addresses and name, you will still be liable and they can chase you through the courts.

You can also badly affect your husband's credit rating, and if you buy a property together and the court gives you a CCJ, your creditors could put a charging order on the property and eventually it could be repossessed.
Or the bailiffs could turn up.

Not a nice thing to do to a new husband, is it?

[Eve]

There are all kinds of ways to find people, it's pretty much impossible to stay under the radar with taxes, bill, work records, bank and other accounts etc...

Marriage is a public record and not too hard to trace and companies who track debtors down have access to far more comprehensive databases and other resources than the ordinary person on the street.

It's possible they have taken action against you in some form but you are unaware as you have not kept them updated on where you are and there are procedures in place so that not knowing where someone is doesn't not prevent debtors from taking action.

Which country has your former husband gone back to?

Do you or he own any other property or assets?

Have you ever checked your credit rating or had any problem getting credit like credit cards, store cards, car finance, mortgage etc...?

[tracytracy20]

ive tried to find my ex and was told he is not in the country any more .. i hate him for what he did to me he ruined my life. what will happen if i call the companys im really scared .. also i have no money and i dont own anything do u know what would happen if i called them ?

[redcrx]

the debt is never written off!

[Ethel]

As already explained the debt is not written off and can be pursued through the courts.

I suggest you get a copy of your credit report free from experian

http://www.experian.co.uk/

[tracytracy20]

so what will they do if i contact them the credit card people. will that law come into effect the limitation thing