Scam from Debt Collection Agency?

[yummymum30]

Earlier this evening, I have had a phone call from a man claiming to be from a debt collection agency, saying I have an outstanding debt with Kays Catalogue dating back to 1999. He knew my name, address and rang me on my ex-directory home phone number. I was rather shocked as he said the debt for around �200 dated back to 1999. Apparently they sent a letter last December (!) and have left numerous messages on my ansaphone (NO) and sent another letter on the 23rd of this month (not received). I confirmed the address postcode and everything all correct. I had a Kays catalogue back in 2002 which was all paid in full. I asked why they had left it 10 months before trying to contact us again, he was very vague. I told him I await another letter and want to see exactly what is the debt in writing. Is this a scam, as nothing like this had appeared on credit checks I have had over the past 8 years. I did 1471 and the number is listed as a 0870 number with an out-of-hours answerphone at the moment. Is this a scam? Need advice please.

[yummymum30]

No sorry I didn't. Something Credit... ?? Not much help I am afraid. The recorded message does not say the company name either.. which is suspicious as well ?

[Ethel]

Ultimate Credit Management, is the name of the company

[yummymum30]

.... ??? (something) Credit? Sorry not much help. When I rang the number back it was just a recorded message saying the office was closed, but it did not give the Company name, which is suspicious?

[Ethel]

You're not alone having problems with this company - the sound like cowboys

http://www.consumeractiongroup.co.uk/forum/deb t-collection-industry/93877-problems-ultimate- credit-services.html

[bobtheturkey]

do they make cowboy like noises ethel?

[Eve]

I was doing a google on kays debt collection and there is loads of stuff on consumer groups and looks like there are multiple debt management agencies they use.

Have you got the number?

[Ethel]

Jenna, she's already posted the phone number and we have found the name of the company

[Eve]

Sorry, it's been a long day!