ChatterBank1 min ago
Loans what you think?.......
16 Answers
Has anyone heard of a company named flm
Offered me a loan but...
a guarantor required
�137.46 per month over 3 years for �3000 42% apr!
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Unfortunately, I expect shoo cannot get a loan from a standard bank such as Nationwide. If that is the case then he/she would most likely be very pleased to have some suggestions, not of the cheapest loans possible, but of the cheapest loans available to her/him. When I was in that situation I had to use Provident and you know high their intest is!
I have had a dreadful time with this company - they have rejected my guarantor even though I know they meet all the criteria required and yet the only reason I get is that my guarantor does not meet their criteria. This is the second time they have rejected my guarantor - I dont have anyone else I can offer them so now I am in a difficult position. Advantage Loans who passed me FLM have been totally unhelpful even though they were happy to take my money promising me the earth. I feel totally let down.
It is more than obvious that the rate being queried is 42% - Yes FORTY-TWO. So how can Maggiemay be so insulting as to suggest it could possibly 4.2%. Either she is completely stupid herself or some sort of joker. Either way it is extremey offensive to hint that a person who is asking for help should be treated like that.
I have been looking for a loan and was accepted to take a Loan out with FLM. After doing lots of investigations, I have decided to not proceed with an application. I think that they is something a bit "shady" about the company.My credit rating isn't great, so I know that a high street bank isn't going to lend me money. So after doing a google search I came across FLM. I did an application online and was accepted for a �3000 loan with a guarontor. I have to admit I thought it was a bit strange that they have asked me for this. After further investigation from my part, I have come across a lot of people posting messages on forums similar to this, talking about the bad the experiences they had with this company.I have to admit it didn't leave me with much confidence to proceed with the application.So I decided to call FLM,customer services to get some clarity re the guarontor and how it all works.I have to admit I was slightly put off by the abrupt nature of the "Customer Services" representative it was after that conversation, I decided not to proceed with the loan.I feel that I am so lucky that I decided not to go ahead with this, as I feel I have made the right decision.
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