NI contibutions

[horselady]

Hello there.

I am 60 next March and am taking partial retirement. Am I right in assuming that I will no longer pay NI contributions and if so is it automatic or do I have to have a form to give to my pay office.

[kags]

assuming you are female (as your name suggests!) then you are correct. Make sure your pay office has your date of birth on file, and this should mean they will automatically stop deducting National Insurance.

[dzug]

I thought that you had to get a certificate from the DWP - Mrs dzug certainly got one and handed it in to her pay office.

[horselady]

Thank you both. That's good news, it hadn't occurred to me that I would stop paying, I think because I'm still going to be working 4 days a week I took it for granted NI would carry on, (idiot I know-I've "paid up" after all these years!) I shall investigate and see whether I do need a form.

[Whoever]

A couple of months before I reached my 60th birthday I received a card from the Dept of Work & Pensions advising me that my NI contributions would cease. You need to show this to your employer if you plan to carry on working.

[smudge]

You stop paying N.I. contributions at State Retirement age, which is 65 for men & 60 for women - but it will gradually increase to 65 for women over the period 2010 to 2020.

So just in time horselady - enjoy it!