Insuring as a Learner

[DGITM]

My friend is willing to give me lessons however would I have to take out insurance for the both of us on my car to do this?

i.e Put him down as the main driver and me as second driver holding Uk Provisional license?

Or would his insurance cover him to teach me as he has Fully Comp on his own vehicle.

Thanks for avice.

[Buenchico]

As a learner driver you can get insurance for your car (and in your name) just the same as any other driver can. All insurance policies are issued subject to the condition that the driver must be driving in accordance with the terms of his licence. For a learner driver that means that he must be accompanied by a person who has held a full licence for at least 3 years and who is at least 21 years old. (There is no need for that person to be named on the insurance. You'd still be covered if a different suitably-qualified friend accompanied you on some occasions).

Chris

[woozer]

Many (not all)insurers would require a learner to name a competent driver on their insurance policy taking the view that if the learner gets into a pickle they may need someone else to drive their car !

All Comprehensive means is that the insurance policy covers accidental damage to the insured vehicle as well as Third Party and Fire & Theft. If you have Comprehensive cover it does not mean you can drive other peoples cars. You need to make sure you have the "Driving Other Cars " extension which is intended to allow you to drive a car that does not belong to you in an emergency only - the cover is for Third Party only. Sorry to bang on about this aspect of your question but it really worries me that so many people seem to think they are insured to drive other peoples cars - when in fact they are not !
Some insurers qualify the "Driving other cars" extension by excluding other members of the family living with you and so you really do need to read the whole policy not ust the certificate of insurance.
Good luck with the lessons !