I have been considering changing my mortgage, but with all the recent

[Charisma09]

hullabaloo with the banks am not sure who to go to. Any advice?

I am currently with Abbey.

[bednobs]

why dont you just make a few appontments to discuss? or failing that, see a broker

[Charisma09]

I will do so, I am looking to increase my mortgage at the same time as I want to convert my loft into a fourth bedroom.

[Maggoty]

I've just changed (funnily enough to the Abbey) but I have gone for a 5 year fixed term (at 5% something). I'm paying just under that on a tracker at the mo but my term is due to end this month, hence changing. Gone for a 5 years fixed cos I can't handle all the hassle of changing every 2 years. And I reckon that the rate will go back up to 8% within 2 years so I should be OK.

But its all a gamble

x

[Uzoma]

It's really impossible to tell what is best for you without knowing how much you owe, the value of your property, your past credit history etc. Best for you to go to a broker or just shop around speaking to an adviser in each bank.