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Have a look at this site. It tells you what they can/cannot take.
http://www.thisismoney.co.uk/dealing-with-debt /article.html?in_article_id=409933&in_page_id= 62
http://www.thisismoney.co.uk/dealing-with-debt /article.html?in_article_id=409933&in_page_id= 62
keep your windows and curtains shut and do not answer the door they can not break in! Oh and do not park your car(s) outside the house!The reason i say keep the curtains shut is some not so professional bailiffs will list things through the window and say they have a walking possession order from entering your house. Then try and pay off who ever you owe to as quickly as possible.
Several years ago, when I owned my own business, I was 6 days late paying my rent (only because I'd booked a last-minutes trip to Toronto and had completely forgotten about the rent).
The Bailiffs came and told me that I owed the rent, plus their charges (�869). They left no paperwork and levied no goods. They asked me to send the entire monies owed directly to them. I ignored this and payed, direct to my landlord, the outstanding rent money (I was perfectly within my rights to do this).
16 days later, the bailiffs came again and said that I still owed them �869. They began removing goods and so I called the police.
In a nutshell:
They have to be a court-appointed bailiff.
They have to have a court-appointed distress warrant.
They are only allowed to removed goods that have previously been levied.
They have to have your signature on that levy, to prove that they had been in attendance in the first place.
BAILIFFS ARE NOT ALLOWED TO REMOVE GOODS FOR THEIR OWN CHARGES ALONE.
The bailiffs I dealt with made two very big mistakes.
Firstly, they did not leave any paperwork or collect a signature the first time they attended. Secondly, they removed goods on their second visit which had only been delivered the previous day, so could not therefore have been listed on a levy that had been made 16 days earlier.
The end result was that I sued them and won. All in all it cost them somewhere in the region of �1000. They had to send a driver all the way from Haverford West to Hereford to return the goods that they had stolen from me.
If you go to your local Citizens Advice Bureau, they can print out something called "Bailiffs Powers At a Glance".
And one thing to remember is that Bailiffs WILL lie through their teeth. They do it because they so often get away with it. Even most police officers are not too sure who stands
The Bailiffs came and told me that I owed the rent, plus their charges (�869). They left no paperwork and levied no goods. They asked me to send the entire monies owed directly to them. I ignored this and payed, direct to my landlord, the outstanding rent money (I was perfectly within my rights to do this).
16 days later, the bailiffs came again and said that I still owed them �869. They began removing goods and so I called the police.
In a nutshell:
They have to be a court-appointed bailiff.
They have to have a court-appointed distress warrant.
They are only allowed to removed goods that have previously been levied.
They have to have your signature on that levy, to prove that they had been in attendance in the first place.
BAILIFFS ARE NOT ALLOWED TO REMOVE GOODS FOR THEIR OWN CHARGES ALONE.
The bailiffs I dealt with made two very big mistakes.
Firstly, they did not leave any paperwork or collect a signature the first time they attended. Secondly, they removed goods on their second visit which had only been delivered the previous day, so could not therefore have been listed on a levy that had been made 16 days earlier.
The end result was that I sued them and won. All in all it cost them somewhere in the region of �1000. They had to send a driver all the way from Haverford West to Hereford to return the goods that they had stolen from me.
If you go to your local Citizens Advice Bureau, they can print out something called "Bailiffs Powers At a Glance".
And one thing to remember is that Bailiffs WILL lie through their teeth. They do it because they so often get away with it. Even most police officers are not too sure who stands
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